Banking and Insurance Major Syllabus [BCOM 1st New Education Policy Syllabus 2023]

Banking and Insurance Major Syllabus

Dibrugarh University BCOM 1st Sem Syllabus

BCOM 1st New Education Policy Syllabus 2023

In this Post you will get Banking and Insurance Major Syllabus (Dibrugarh University BCOM 1st Sem Syllabus). This BCOM 1st New Syllabus is based on New Education Policy (NEP) Syllabus 2023.

Course

Course Title

Credit

Major Core

Business Organisation and Management

4

Minor

Indian Banking System

4

GEC

Introduction to Banking

3

AEC Language

(MIL/Regional Language)

4

Value Added Course-1

Understanding India

2

Value Added Course-2

Health and Wellness

2

Skill Enhancement Course (SEC1 or SEC2)

SEC1 – MS-Excel and its Application in Business

SEC2 – Tourism Management

3

3

Total Credits

22

Banking and Insurance Major Syllabus

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF BCOM 1ST SEMESTER

Course Title: BUSINESS ORGANISATION AND MANAGEMENT

Course Code: C-1

Nature of the Course: CORE Course

Credit: 04 Credits

Distribution of Marks: 80 (End Sem) + 20 (In-Sem)

Course Objective: To gain a basic understanding of the structure and forms of business organisations and the primary functions of management that are vital for the smooth operation of business organisations.

Unit 1: Total Marks 16

Forms of Business Organisation – Sole Proprietorship; Joint Hindu Family Firm; Partnership Firm; Joint Stock Company; Cooperative Society; Limited Liability Partnership

Forms of Public Enterprises; International Business – Types

Unit 2: Total Marks 16

Planning, Organising and Decision Making; Policy and Strategy Formulation

Departmentation – Functional, Project, Matrix and Network

Unit 3: Total Marks 16

Authority Relationships – Line and Staff; Delegation of Authority; Decentralisation; Groups and Teams; Reporting and Accountability

Leadership – Nature, Types, Leadership Theories

Unit 4: Total Marks 16

Motivation – Theories and Practices: Herzberg’s Theory, Vroom’s Expectancy Theory, Z-theory, Control – Concept and Process

Communication and Coordination – Process of Communication; Formal and Informal Channels of Communication; Leakages in Organisational Communication; Interpersonal Communication.

Unit 5: Total Marks 16

Indian Ethos for Management: Value-Oriented Holistic Management; Business Process Reengineering (BPR), Learning Organisation, Outsourcing

Subaltern Management Ideas from India; Diversity & inclusion; Work-life Balance; Freelancing; Flexi-time and work from home; Co-sharing/co-working.

MODES OF IN-SEMESTER ASSESSMENT: (20 Marks)

· One Sessional Examination – 10 marks

· Other (any one) 10 marks

– Group Discussion

– Assignment

– Seminar Presentation on any of the relevant topics

Course Outcome: The students should be able to understand the distinctive significance of each functional sphere of management and take meaningful decisions regarding the same for effective their application in different types of organisations.

Recommended Books:

· O.P. Gupta, Business Organisation and Management (According to National Education Policy 2020), SBPD Publications

· P.C. Tulsian, Business Organisation and Management, Pearson India

· Anthony, Lakshmi, Padmavathi and Satyavathi, Business Organisation and Management, Himalaya Publishing House

· Sharma, Gupta and Sharma, Business Organisation and Management, Kalyani Publications

Also Read: Dibrugarh University BCOM 1st SEM Syllabus (New Education Policy 2023)

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF 1ST SEMESTER

Title of the Course: INDIAN BANKING SYSTEM

Course Code: MINCOM1

Nature of the Course: Minor Course

Credit: 04 credits

Distribution of Marks: 80 (End Sem) + 20 (In-Sem)

Objective: To provide the students with a reasonable knowledge of the banking system in India.

Unit 1: Introduction to Banking (Total Marks 20)

Introduction: Banking: meaning and definition, Development of Banking in India, Features of banks, Classification of Banks. Bank Digitalisation: Pros and Cons.

Unit 2: Types to Banking (Total Marks 20)

Indian Banking System: Unit Banking, Branch Banking, Correspondent Banking, Chain Banking, Pure Banking, Mixed Banking, Relationship Banking, Narrow Banking, Universal Banking,
Regional Banking, Retail Banking, Wholesale Banking and Private Banking, meaning advantages and disadvantages.

Unit 3: Privatization and Non-Banking Functions (Total Marks 20)

Privatisation of Public Sector Banks: Process, advantages and disadvantages, Merger and amalgamation of public sector banks- cause and effects. Non-banking functions of Indian banks- Bancassurance, Dealing of Third-party products- Mutual Funds, Stock Broking, Government Bonds, Gold Coins

Unit 4: Recent trends in Indian Banking System (Total Marks 20)

Recent trends in Indian Banking: Core banking—types of financing—take out financing; revolving credit, syndicated loan—bridge loan, consortium finance, preferred finance—guarantee services/non-fund based business—repayment method— factoring—ATM—internet banking, UPI and Wallet.

MODES OF IN-SEMESTER ASSESSMENT: (20 Marks)

· One Sessional Examination – 10 marks

· Other (any one) 10 marks

– Assignment

– Seminar Presentation on any of the relevant topics

Course Outcomes: The students after completing the course will be able to

– Know the different types of banks and their functions.

– Understand the development of banking in India.

Suggested Readings:

1. Taxmann: Banking Theory and Practices, New Delhi.

2. Varshney, P.N.: Banking Law and Practice, Himalaya Publication, New Delhi.

3. Bezborah P. & Singh Ranjit: Indian Financial System, Kalyani Publishers.

4. Suresh: Management of Banking and Financial Services, Pearson, New Delhi.

Note: Latest edition of text books may be used.

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF 1ST SEMESTER

Course Title: INTRODUCTION TO BANKING

Course Code: GEC-1D

Nature of the Course: Generic Elective Course (GEC)

Course Credit: 03 Credits

Distribution of Marks: 80 (End Sem) + 20 (In-Sem)

Course Objectives: To introduce the students to the basic concept of banking as a financial intermediation service and bank as a financial institution.

Unit 1: Introduction (15 Marks)

Evolution of banking: Origin, Meaning and Definition of ‘Bank’ Evolution of banking in India. Structure of Indian Banking System

Unit 2: Functions of Banks (20 Marks)

Functions of Bank: Primary functions: A) Accepting deposits: Demand deposits: Current and Savings; No Frills Account, Term Deposit, Flexi Deposits (Auto Sweep) B) Granting Loans and
Advances- Term Loan, Short term credit, Overdraft, Cash Credit, Other types of loan. Secondary functions: A) Agency Functions Payment and Collection of Cheques, Bills and Promissory notes, Execution of standing instructions, Acting as a Trustee, Executor. B) General Utility Functions: Safe Custody, Safe deposit vaults, Remittances of funds, Pension Payments, Acting as an Authorised Person in foreign exchange.

Unit 3: Banking Operations (20 Marks)

Opening and operation of Bank Account Types of Account; Procedure for Opening of Bank Account: Know Your Customer (KYC) – Needs and Norms. Procedure for Operating Deposit Account: Pay-in-slips, Withdrawal slips, Issue of pass book, (Current Savings or Recurring deposits), Issue of Cheque book, Issue of fixed deposit receipt, Premature encashment of fixed deposits and loan against fixed deposit. Recurring deposits: Premature encashment and loan against recurring deposit. Closure of accounts b) Transfer of accounts to other branches/Banks

Unit 4: Modern Banking (25 Marks)

Methods of Remittances Demand drafts, bankers’ Cheques and Truncated Cheques, Electronic Funds Transfer- RTGS, NEFT and SWIFT

Technology in Banking Need and importance of technology in banking E-Banking: ATM, Credit card, Debit card, Tele Banking, Mobile Banking, Net Banking, Concept, and benefits of Core Banking Solution.

MODES OF IN-SEMESTER ASSESSMENT: (20 Marks)

· One Sessional Examination – 10 marks

· Other (any one) 10 marks

– Group Discussion

– Assignment

– Seminar Presentation on any of the relevant topics

Course Outcome: This course will enable the students to

1. To acquire fundamental knowledge of banking as service and bank as an institution.

2. To pursue more courses related to different areas of banking and insurance.

Suggested Readings:

1. Gorden and Natarajan, Banking Theory Law and Practice, Himalaya Publishing House, Mumbai.

2. Toor S.N. and Toor A, Principles and Practices of Banking, Skylark Publications

3. Chawla O.P., Evolution of Banking System in India since 1900, Sage Publications India Pvt.

4. Sharma D., Principles of Banking, Rajat Publications

5. Sinha C.V., Indian Banking System, SBPD Publishing House

Note: Latest edition of the text books should be used.

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF 1ST SEMESTER

Course Title: Understanding India

Nature of Course: VAC Course Code: VAC 1

Total Credit: 2

Distribution of Marks: 40 (End-Sem) +10 (In-Sem) =50

Objectives: The objective of the paper is to have a thorough as well as a comprehensive understanding about India, its cultural development through art and architecture, religions and
philosophies of ancient India. The paper also deals with various constituent assembly debates along with the formation of the Indian Constitution.

Unit 1: Total Marks 13

– The idea of Bharatvarsha; Ancient Indian Literature Sanskrit, Pali, Prakrit, Tamil

– Scientific literature and development of science in Ancient India

– Religions and philosophies of ancient India-Vedic, Buddhism, Jainism

– Education and educational Institutions in Ancient India

Unit 2: Total Marks 13

– Art and architecture of ancient India

– Art and architecture of Medieval India

– Medieval Bhakti Movement and The Sufi Tradition

Unit 3: Total Marks 14

– Main currents of Indian National Movement-Growth and development of Indian nationalism and Indian National Movement-Independence Building a framework of the new nation Making of the Indian Constitution

– Basic features of Indian constitution: Basic Structure Doctrine, Fundamental rights and duties, Directive principles, Federal Structure, Independence of Judiciary and the Parliamentary system

MODES OF IN-SEMESTER ASSESSMENT: (10 Marks)

· One Internal Examination – 05 Marks

· Others (Any one) – 05 Marks

– Group Discussion

– Seminar presentation on any of the relevant topics

– Debate

Learning Outcome:

– To have an understanding on history and culture of ancient India.

– The students will be acquainted with the literature, philosophy, art and architectural developments in India during the period concerned.

– The students will also get to know about their constitutional rights and duties.

Suggested Reading List:

1. A.L. Basham, The Wonder that Was India, Picador India,1971

2. R.S. Sharma, India’s Ancient Past, New Delhi, OUP, 2007

3. Upended Singh, The History of the Ancient and Early Medieval India, Pearson, 2008

4. Satish Chandra, History of Medieval India, Arihant Publication, 2020

5. Durga Das Basu, Introduction to the Constitution of India, Lexis Nexis, 2018

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF 1ST SEMESTER

Course Code: VAC2

Title of the Course: Health & Wellness

Nature of the Course: Compulsory for All UG Students

End Semester: 40 Marks

In Semester: 10 Marks

Total Credits: 02 COURSE

OBJECTIVES:

· To introduce the learners to the concept of health and wellness and its relevance in daily life.

· To introduce the learners to the relation between mind-body and its relevance.

· To introduce learners to health behaviour and promotion of human strengths for well-being.

Unit 1: INTRODUCTION TO HEALTH & WELLNESS (Total Marks: 20)

· Definition of health- WHO definition

· Importance of health in everyday life

· Components of health- physical, social, mental, spiritual and its relevance

· Concept of wellness

· Mental Health & wellness

· Determinants of health behaviours

· Using the mass media for health promotion

Unit 2: MIND – BODY AND WELL-BEING

· Mind- Body connection in health- concept and relation

· Implications of mind-body connections.

· Wellbeing- why it matters?

· Digital wellbeing

· Understanding health beliefs, and perspectives of indigenous people pertaining to Assam and North East India

· Promoting Human strengths and life enhancement: Classification of human strengths and virtues; cultivating inner strengths: Hope and optimism

MODES OF IN-SEMESTER ASSESSMENT: (10 Marks)

· One Internal Examination – 05 Marks

· Others (Any one) – 05 Marks

– Group Discussion

– Seminar presentation on any of the relevant topics

– Debate

LEARNER OUTCOMES: After completion of this course the learner will be able to:

· explain the concept and nature of health, wellness and its various implications

· demonstrate adequate knowledge on well-being and promotion of healthy behaviour.

READING LIST

1. Carr, A. (2004). Positive Psychology: The science of happiness and human strength. UK: Routledge.

2. Forshaw, M. (2003). Advanced psychology: Health psychology. London: Hodder and Stoughton.

3. Hick, J.W. (2005).Fifty signs of Mental Health. A Guide to understanding mental health. Yale University Press.

4. Snyder, C.R., &Lopez, S.J.(2007). Positive psychology: The scientific and practical explorations of human strengths. Thousand Oaks, CA: Sage.

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF 1ST SEMESTER

Course Title: MS EXCEL AND ITS APPLICATION IN BUSINESS

Course Code: SEC-1A

Nature of the Course: Skill Enhancement Course (SEC)

Course Credit: 03 Credits

Distribution of Marks: 80 (End Sem) + 20 (In-Sem)

Course Objectives:  To learn MS Excel Features and how business activities can be performed effectively and efficiently using MS Excel.

Unit 1: Basics of MS Excel (Total Marks: 30)

Managing Worksheets and Workbooks: Labelling and Naming Worksheets and Workbooks, Adding, Deleting and Saving Worksheets and Workbooks, Reposition Worksheets, Inserting, Deleting, and Renaming Worksheets, Copy Worksheets, printing a Workbook, formatting a Worksheet, Adding Elements to a Workbook, Protecting Worksheet and Workbook. Inserting and deleting rows and columns. Inserting and deleting cells

Unit 2: Data Representation using MS Excel (Total Marks: 25)

Entering, Editing and Formatting Data, uses of mathematical, logical and Financial and Date and Time formulas, import external data, Creating Table, Sorting Data, Data Validation, Consolidation, Creating Pivot table. Charts: Chart elements: Titles, legend, data labels, creating a New Chart, Formatting Chart, Types of charts, Using Chart Templates, Pivot chart.

Unit 3: Preparation of Financial Statements (Total Marks: 25)

Preparation of Profit & Loss Account, Balance Sheet, Perform Ratio Analysis and Financial Statement Analysis using MS Excel.

MODES OF IN-SEMESTER ASSESSMENT: (20 Marks)

· One Sessional Examination – 10 marks

· Other (any one) 10 marks

– Group Discussion

– Assignment

– Seminar Presentation on any of the relevant topics

Course Outcomes: On successful completion of the course, the students will be able to:

1. To familiarize oneself with Excel’s Basic features

2. To gain skills on data representation using MS Excel.

3. To acquire skills for data analysis using MS Excel. 13

4. To prepare Financial Statements using MS Excel

Suggested Readings:

1. MS Office: Sanjay Saxena, Vikas Publishing House

2. Financial Modelling in Excel for Dummies by Danielle Stein Fair Hurst

3. Microsoft Office Excel 2007 step by step: Frye, PHI

Note: Latest edition books shall be used.

BACHELOR OF COMMERCE PROGRAMME (FYUGP)

SYLLABUS OF 1ST SEMESTER

Course Title: TOURISM MANAGEMENT

Course Code: SEC-1B

Nature of the Course: Skill Enhancement Course (SEC)

Course Credit: 03 Credits

Distribution of Marks: 80 (End Sem) + 20 (In-Sem)

Course Objective: · To understand some important concepts and practices of the tourism sector and shall throw light on the potentialities of tourism as a career and employment opportunity.

Unit 1: Tourism Management an overview

1. Concept of tourism, different types of tourism- Domestic, Foreign, Excursionist, Role of tourism in economic development

2. Types of tourism product- Eco tourism, Nature tourism, Pilgrimage tourism, Heritage tourism, Cultural Tourism, Adventure tourism, Medical Tourism, Rural tourism

Unit 2: Constituents of Tourism Industry

1. Transportation facility, accommodation, catering, food and entertainment, Banking and financial facilities

2. Tourism Intermediaries: Travel Agent, Tour Operator, Duties function and responsibilities of tour operator, Host community involvement.

Unit 3: Management Issues

1. Tourism planning and development, human resource management in tourism

2. Marketing in Tourism, Careers in Tourism

MODES OF IN-SEMESTER ASSESSMENT: (20 Marks)

· One Sessional Examination – 10 marks

· Other (any one) 10 marks

– Assignment

– Seminar Presentation on any of the relevant topics

– Field Visit

Course Outcome: After studying this paper, students should be able to understand the workings of the tourism industry to an extent that they are able to choose a career path in this sector after careful consideration and further scrutiny of the various determining variables.

Recommended Books:

1. Roday, Biswal & Joshi: Tourism Operations and Management. Oxford University Press.

2. Swan & Mishra: Tourism Principles and Practices. Oxford University Press.

3. Gupta, Singh, Kirar&Bairwa: Hospitality and Tourism Management.Vikas Pubilcations.

4. Kadam, Shaifaalee&Chainickaa: A Textbook of Tourism and Hospitality Management. Bookman Publications. New Delhi

This is all about Banking and Insurance Major Syllabus (Dibrugarh University BCOM 1st Sem Syllabus). For BCOM Notes you can follow our official website or can download our mobile application.

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